1998 ACCIDENT FORM FREQUENCIES 1

                        MAXIMUM KNOWN AIS IN ACCIDENT

                                               Cumulative  Cumulative
                   AAIS   Frequency   Percent   Frequency    Percent
        -------------------------------------------------------------
        NOT INJURED            669      15.4         669       15.4
        MINOR INJURY          1695      39.0        2364       54.4
        MODERATE INJURY        714      16.4        3078       70.8
        SERIOUS INJURY         585      13.5        3663       84.3
        SEVERE INJURY          202       4.6        3865       88.9
        CRITICAL INJURY        205       4.7        4070       93.6
        MAXIMUM INJURY         106       2.4        4176       96.1
        INJURY, UNK SEV        170       3.9        4346      100.0

                            Frequency Missing = 41



                    NUMBER OF SERIOUSLY INJURED OCCUPANTS

                                           Cumulative  Cumulative
            AINJSER   Frequency   Percent   Frequency    Percent
            -----------------------------------------------------
                  0       3228      73.6        3228       73.6
                  1        963      22.0        4191       95.6
                  2        159       3.6        4350       99.2
                  3         26       0.6        4376       99.8
                  4          8       0.2        4384      100.0
                  5          2       0.0        4386      100.0

                            Frequency Missing = 1



                       TOTAL NUMBER OF INJURED OCCUPANTS

                                            Cumulative  Cumulative
            AINJURED   Frequency   Percent   Frequency    Percent
            ------------------------------------------------------
                   0        709      16.2         709       16.2
                   1       1709      39.0        2418       55.1
                   2       1084      24.7        3502       79.8
                   3        506      11.5        4008       91.4
                   4        214       4.9        4222       96.3
                   5         97       2.2        4319       98.5
                   6         43       1.0        4362       99.5
                   7          7       0.2        4369       99.6
                   8         12       0.3        4381       99.9
                   9          2       0.0        4383       99.9
                  14          1       0.0        4384      100.0
                  18          1       0.0        4385      100.0
                  20          1       0.0        4386      100.0

                            Frequency Missing = 1

1998 ACCIDENT FORM FREQUENCIES 2

                         ALCOHOL INVOLVED IN ACCIDENT

                                           Cumulative  Cumulative
             ALCINV   Frequency   Percent   Frequency    Percent
            -----------------------------------------------------
            YES            889      24.1         889       24.1
            NO            2806      75.9        3695      100.0

                           Frequency Missing = 692



                        MAXIMUM TREATMENT IN ACCIDENT

                                                Cumulative  Cumulative
                  ATREAT   Frequency   Percent   Frequency    Percent
       ---------------------------------------------------------------
       NO TREATMENT             745      17.3         745       17.3
       FATAL                    399       9.3        1144       26.5
       FATAL-RL DISEASE          11       0.3        1155       26.8
       HOSPITALIZED            1371      31.8        2526       58.6
       TRANS/RELEASED          1572      36.5        4098       95.1
       TREAT-SCNE-NTRANS         35       0.8        4133       95.9
       TREATMENT-LATER          113       2.6        4246       98.5
       TREATMENT-OTHER            2       0.0        4248       98.6
       TRANS-UNK TREAT           62       1.4        4310      100.0

                            Frequency Missing = 77



                           DAY OF WEEK OF ACCIDENT

                                            Cumulative  Cumulative
             DAYWEEK   Frequency   Percent   Frequency    Percent
           -------------------------------------------------------
           SUNDAY           590      13.4         590       13.4
           MONDAY           567      12.9        1157       26.4
           TUESDAY          586      13.4        1743       39.7
           WEDNESDAY        633      14.4        2376       54.2
           THURSDAY         628      14.3        3004       68.5
           FRIDAY           695      15.8        3699       84.3
           SATURDAY         688      15.7        4387      100.0



                                DRUG INVOLVED

                                           Cumulative  Cumulative
             DRGINV   Frequency   Percent   Frequency    Percent
            -----------------------------------------------------
            YES            282       9.4         282        9.4
            NO            2724      90.6        3006      100.0

                           Frequency Missing = 1381

1998 ACCIDENT FORM FREQUENCIES 3

                     NUMBER OF RECORDED EVENTS IN ACCIDENT

                                           Cumulative  Cumulative
             EVENTS   Frequency   Percent   Frequency    Percent
             ----------------------------------------------------
                  1       2398      54.7        2398       54.7
                  2       1230      28.0        3628       82.7
                  3        453      10.3        4081       93.0
                  4        177       4.0        4258       97.1
                  5         79       1.8        4337       98.9
                  6         26       0.6        4363       99.5
                  7         14       0.3        4377       99.8
                  8          3       0.1        4380       99.8
                  9          5       0.1        4385      100.0
                 10          1       0.0        4386      100.0
                 22          1       0.0        4387      100.0



                                 IMPACT FIRES

                                            Cumulative  Cumulative
            FIRESTDY   Frequency   Percent   Frequency    Percent
            ------------------------------------------------------
            NO             4342      99.0        4342       99.0
            YES              45       1.0        4387      100.0



                             MANNER OF COLLISION

                                                 Cumulative  Cumulative
                  MANCOLL   Frequency   Percent   Frequency    Percent
      -----------------------------------------------------------------
      NOT COLLISION             1547      35.7        1547       35.7
      REAR-END                   624      14.4        2171       50.2
      HEAD-ON                    224       5.2        2395       55.3
      ANGLE                     1697      39.2        4092       94.5
      SIDESWIPE, SAME DIR        130       3.0        4222       97.5
      SIDESWIPE, OPP. DIR        107       2.5        4329      100.0

                            Frequency Missing = 58


1998 ACCIDENT FORM FREQUENCIES 4

                              MONTH OF ACCIDENT

                                            Cumulative  Cumulative
               MONTH   Frequency   Percent   Frequency    Percent
           -------------------------------------------------------
           JANUARY          167       3.8         167        3.8
           FEBRUARY         373       8.5         540       12.3
           MARCH            454      10.3         994       22.7
           APRIL            430       9.8        1424       32.5
           MAY              456      10.4        1880       42.9
           JUNE             407       9.3        2287       52.1
           JULY             358       8.2        2645       60.3
           AUGUST           341       7.8        2986       68.1
           SEPTEMBER        341       7.8        3327       75.8
           OCTOBER          362       8.3        3689       84.1
           NOVEMBER         335       7.6        4024       91.7
           DECEMBER         363       8.3        4387      100.0



                          PEDESTRIAN CRASH DATA STUDY

                                            Cumulative  Cumulative
            PEDSTUDY   Frequency   Percent   Frequency    Percent
            ------------------------------------------------------
                   0       4387     100.0        4387      100.0


1998 ACCIDENT FORM FREQUENCIES 5

                         PRIMARY SAMPLING UNIT NUMBER

                                         Cumulative  Cumulative
              PSU   Frequency   Percent   Frequency    Percent
              -------------------------------------------------
                2        168       3.8         168        3.8
                3         90       2.1         258        5.9
                4        140       3.2         398        9.1
                5        162       3.7         560       12.8
                6        164       3.7         724       16.5
                8        205       4.7         929       21.2
                9        160       3.6        1089       24.8
               11        236       5.4        1325       30.2
               12        246       5.6        1571       35.8
               13        245       5.6        1816       41.4
               41        155       3.5        1971       44.9
               43        329       7.5        2300       52.4
               45        198       4.5        2498       56.9
               48        155       3.5        2653       60.5
               49        219       5.0        2872       65.5
               72        169       3.9        3041       69.3
               73        160       3.6        3201       73.0
               74        165       3.8        3366       76.7
               75        243       5.5        3609       82.3
               76        102       2.3        3711       84.6
               78        147       3.4        3858       87.9
               79        219       5.0        4077       92.9
               81        120       2.7        4197       95.7
               82        190       4.3        4387      100.0



                     PRIMARY SAMPLING UNIT STRATIFICATION

                                            Cumulative  Cumulative
            PSUSTRAT   Frequency   Percent   Frequency    Percent
            ------------------------------------------------------
                   1        254       5.8         254        5.8
                   2        367       8.4         621       14.2
                   3        308       7.0         929       21.2
                   4        334       7.6        1263       28.8
                   5        406       9.3        1669       38.0
                   6        481      11.0        2150       49.0
                   7        374       8.5        2524       57.5
                   8        358       8.2        2882       65.7
                   9        484      11.0        3366       76.7
                  10        409       9.3        3775       86.0
                  11        363       8.3        4138       94.3
                  12        249       5.7        4387      100.0


1998 ACCIDENT FORM FREQUENCIES 6

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
                     0         94       2.1          94        2.1
          0.9054273327          1       0.0          95        2.2
           0.922771925          1       0.0          96        2.2
          1.1068543407          2       0.0          98        2.2
          1.1579470042          2       0.0         100        2.3
          1.3126229918          1       0.0         101        2.3
          1.3457788744          1       0.0         102        2.3
           1.354141825          1       0.0         103        2.3
          1.4171437916          1       0.0         104        2.4
          1.5735052354          1       0.0         105        2.4
           1.791333065          1       0.0         106        2.4
          2.4341857019          1       0.0         107        2.4
          2.6896283766          1       0.0         108        2.5
          2.7095959899          1       0.0         109        2.5
          2.7223447569          1       0.0         110        2.5
          2.7871805241          2       0.0         112        2.6
           2.825398845          1       0.0         113        2.6
          2.8753754027          1       0.0         114        2.6
          2.8755240441          1       0.0         115        2.6
          2.9096352511          1       0.0         116        2.6
          3.0150730179         11       0.3         127        2.9
          3.6561824649          1       0.0         128        2.9
          3.6858249546          4       0.1         132        3.0
          3.6912722066          1       0.0         133        3.0
          3.8319174938          1       0.0         134        3.1
          3.8559635241         23       0.5         157        3.6
          3.8890864828          2       0.0         159        3.6
          3.9401959212          1       0.0         160        3.6
          4.0365628874          1       0.0         161        3.7
          4.0588316382          1       0.0         162        3.7
          4.0808968173          1       0.0         163        3.7
           4.167689912          1       0.0         164        3.7
          4.2539342749          1       0.0         165        3.8
          4.3816766072          2       0.0         167        3.8
          4.5235839384          2       0.0         169        3.9
          4.5814279864          1       0.0         170        3.9
          4.6153791764          1       0.0         171        3.9
          4.7069870139          1       0.0         172        3.9
          4.7542769026         17       0.4         189        4.3
          4.7736693299          1       0.0         190        4.3
          4.8532051377          5       0.1         195        4.4
          4.9015424772          2       0.0         197        4.5
          4.9444479787          1       0.0         198        4.5
           4.973735472         28       0.6         226        5.2
          4.9740210365          1       0.0         227        5.2
          5.0068937084          2       0.0         229        5.2
          5.0649206223          2       0.0         231        5.3
           5.108503732          1       0.0         232        5.3
          5.1140150468          1       0.0         233        5.3
          5.1234551449          1       0.0         234        5.3
          5.1306158452          1       0.0         235        5.4
          5.2443680313          1       0.0         236        5.4
          5.2781207289          1       0.0         237        5.4

1998 ACCIDENT FORM FREQUENCIES 7

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          5.3286750802         14       0.3         251        5.7
          5.3550551915          2       0.0         253        5.8
          5.4485702695          1       0.0         254        5.8
          5.5743610482          6       0.1         260        5.9
          5.7549690866          1       0.0         261        5.9
          5.8663561409          1       0.0         262        6.0
           5.877297416          1       0.0         263        6.0
          5.9182516722          2       0.0         265        6.0
          6.0092534211          2       0.0         267        6.1
          6.0157902493          1       0.0         268        6.1
          6.0301460358          2       0.0         270        6.2
          6.1119144759          1       0.0         271        6.2
          6.1149839939          2       0.0         273        6.2
          6.1903618454          3       0.1         276        6.3
          6.4096038274          1       0.0         277        6.3
          6.4147624623          1       0.0         278        6.3
           6.421397115          1       0.0         279        6.4
           6.498257072          2       0.0         281        6.4
            6.49901435          1       0.0         282        6.4
          6.5238662179          1       0.0         283        6.5
          6.5847139881          1       0.0         284        6.5
          6.6075570994          2       0.0         286        6.5
          6.6142179433          1       0.0         287        6.5
          6.6454765275          1       0.0         288        6.6
          6.6650434292          2       0.0         290        6.6
          6.6752735233          1       0.0         291        6.6
          6.7051600037          2       0.0         293        6.7
          6.7676013289          2       0.0         295        6.7
          6.7960751779          1       0.0         296        6.7
          6.8343921903         15       0.3         311        7.1
          6.8969131878          2       0.0         313        7.1
          7.0764435804          2       0.0         315        7.2
          7.0821389073          3       0.1         318        7.2
          7.1670356333          1       0.0         319        7.3
          7.3697529119          1       0.0         320        7.3
          7.3716499091          5       0.1         325        7.4
          7.5952660406          1       0.0         326        7.4
          7.6576811571          1       0.0         327        7.5
          7.6717290033          2       0.0         329        7.5
          7.6927108633          2       0.0         331        7.5
          7.6937354364          1       0.0         332        7.6
           7.697272786          2       0.0         334        7.6
          7.7119270482         14       0.3         348        7.9
          7.7828054618          1       0.0         349        8.0
          7.8278154534          1       0.0         350        8.0
          7.9067614397          1       0.0         351        8.0
          8.0139392723          1       0.0         352        8.0
          8.0803277072          2       0.0         354        8.1
          8.0866036899          1       0.0         355        8.1
          8.1247825846          3       0.1         358        8.2
          8.2093038847          1       0.0         359        8.2
          8.3997032882         16       0.4         375        8.5
          8.4295949514          1       0.0         376        8.6

1998 ACCIDENT FORM FREQUENCIES 8

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          8.5238031171          1       0.0         377        8.6
          8.5303653395          4       0.1         381        8.7
          8.6045623665          1       0.0         382        8.7
          8.6266983493          1       0.0         383        8.7
          8.6703603942          2       0.0         385        8.8
          8.6974660046          1       0.0         386        8.8
          8.7158078345          1       0.0         387        8.8
          8.7435420342          1       0.0         388        8.8
          8.7750367974          1       0.0         389        8.9
          8.7797017716          2       0.0         391        8.9
          8.7916894418          1       0.0         392        8.9
          8.7992799451          3       0.1         395        9.0
          8.8061143373          1       0.0         396        9.0
          8.8350584458          1       0.0         397        9.0
           8.847690223          1       0.0         398        9.1
          8.9183920318          1       0.0         399        9.1
          8.9240955157          1       0.0         400        9.1
          8.9254555085          1       0.0         401        9.1
          8.9689402168          1       0.0         402        9.2
           9.058629619          2       0.0         404        9.2
          9.1914631522          1       0.0         405        9.2
          9.2033627896          1       0.0         406        9.3
          9.2686493386          3       0.1         409        9.3
          9.2769695682          1       0.0         410        9.3
          9.2773294587          1       0.0         411        9.4
          9.3150206816          1       0.0         412        9.4
          9.3166708973          3       0.1         415        9.5
          9.3277641539          1       0.0         416        9.5
          9.4139740278          3       0.1         419        9.6
          9.5009977194          2       0.0         421        9.6
           9.527726214          1       0.0         422        9.6
          9.5744802374          3       0.1         425        9.7
          9.5784918163          1       0.0         426        9.7
          9.6308066399          1       0.0         427        9.7
          9.8556518583          2       0.0         429        9.8
          9.8689827726          2       0.0         431        9.8
          9.9146660711          1       0.0         432        9.8
          9.9395875777          1       0.0         433        9.9
          10.132095045          1       0.0         434        9.9
           10.19163999          1       0.0         435        9.9
            10.2015403          1       0.0         436        9.9
           10.26123169          1       0.0         437       10.0
          10.270760231          1       0.0         438       10.0
          10.275637023          2       0.0         440       10.0
          10.303636034          3       0.1         443       10.1
           10.31098628          1       0.0         444       10.1
          10.357612187          1       0.0         445       10.1
          10.377907296          1       0.0         446       10.2
          10.494581846          1       0.0         447       10.2
          10.535222066          1       0.0         448       10.2
          10.681622682          2       0.0         450       10.3
          10.762386237          1       0.0         451       10.3
          10.783906194          1       0.0         452       10.3

1998 ACCIDENT FORM FREQUENCIES 9

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          10.799933575          8       0.2         460       10.5
          10.843853788          1       0.0         461       10.5
           10.88228226          2       0.0         463       10.6
          11.031610319          1       0.0         464       10.6
          11.050680231          1       0.0         465       10.6
          11.124940355          2       0.0         467       10.6
          11.220392453          1       0.0         468       10.7
          11.340116876          1       0.0         469       10.7
          11.388597708          3       0.1         472       10.8
          11.422730148          1       0.0         473       10.8
          11.427440149          1       0.0         474       10.8
          11.451595483          1       0.0         475       10.8
          11.492170567          2       0.0         477       10.9
          11.567133277          1       0.0         478       10.9
          11.631281209          1       0.0         479       10.9
          11.823591125          1       0.0         480       10.9
          11.932301227          2       0.0         482       11.0
          11.986702487          1       0.0         483       11.0
          12.098629896          1       0.0         484       11.0
          12.133012844          3       0.1         487       11.1
          12.142766354          1       0.0         488       11.1
          12.168033831          1       0.0         489       11.1
          12.171434052          1       0.0         490       11.2
          12.193213215          3       0.1         493       11.2
          12.380723691         10       0.2         503       11.5
          12.672012392          1       0.0         504       11.5
          12.808637862          8       0.2         512       11.7
          12.872190481         25       0.6         537       12.2
          12.995879805          2       0.0         539       12.3
          13.084359076          1       0.0         540       12.3
          13.107506079          2       0.0         542       12.4
          13.178831283          1       0.0         543       12.4
          13.196978119          1       0.0         544       12.4
          13.269841079          1       0.0         545       12.4
          13.274031521          1       0.0         546       12.4
          13.284081882          1       0.0         547       12.5
          13.342882789          1       0.0         548       12.5
          13.344170799          2       0.0         550       12.5
          13.376875473          3       0.1         553       12.6
          13.545139602          1       0.0         554       12.6
          13.572413044          1       0.0         555       12.7
          13.590887783          2       0.0         557       12.7
          13.613734914         16       0.4         573       13.1
          13.668408635          1       0.0         574       13.1
          13.668784381          6       0.1         580       13.2
          13.679625237          1       0.0         581       13.2
          13.803512404          3       0.1         584       13.3
          13.876721967          1       0.0         585       13.3
          13.901508942          2       0.0         587       13.4
           13.93590262         12       0.3         599       13.7
          13.945987614          1       0.0         600       13.7
          14.005048389         11       0.3         611       13.9
          14.111501524          1       0.0         612       14.0

1998 ACCIDENT FORM FREQUENCIES 10

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          14.162543959          2       0.0         614       14.0
          14.191725213          2       0.0         616       14.0
          14.271144308          1       0.0         617       14.1
          14.282912153          1       0.0         618       14.1
          14.349999208          1       0.0         619       14.1
          14.374406946          1       0.0         620       14.1
          14.430559009          2       0.0         622       14.2
          14.433245325          1       0.0         623       14.2
          14.534579073          1       0.0         624       14.2
          14.595056621          1       0.0         625       14.2
          14.622808387          1       0.0         626       14.3
          14.675339512          1       0.0         627       14.3
          14.911422305          2       0.0         629       14.3
          14.986334222          1       0.0         630       14.4
          15.137123134          1       0.0         631       14.4
          15.143711997          1       0.0         632       14.4
          15.175229895          1       0.0         633       14.4
          15.185351777          1       0.0         634       14.5
          15.212760789          1       0.0         635       14.5
          15.445567652          2       0.0         637       14.5
          15.533886121          2       0.0         639       14.6
          15.534573827         10       0.2         649       14.8
          15.755679437          1       0.0         650       14.8
          15.775572193          1       0.0         651       14.8
          15.805452629          1       0.0         652       14.9
          15.829639576          1       0.0         653       14.9
          15.832298578          1       0.0         654       14.9
          15.832794292          1       0.0         655       14.9
           15.86139916          2       0.0         657       15.0
          15.918608895          1       0.0         658       15.0
          15.981087072          1       0.0         659       15.0
          16.004423498          2       0.0         661       15.1
          16.061054948          2       0.0         663       15.1
          16.339818665          1       0.0         664       15.1
          16.512801767          1       0.0         665       15.2
          16.562420453          1       0.0         666       15.2
          16.592454213          1       0.0         667       15.2
          16.624862425          1       0.0         668       15.2
          16.629391411          2       0.0         670       15.3
          16.678622322          4       0.1         674       15.4
          16.737825836         11       0.3         685       15.6
          16.834254994          1       0.0         686       15.6
           16.88340361          1       0.0         687       15.7
          16.907401978          1       0.0         688       15.7
          16.928952289          1       0.0         689       15.7
          16.963807885          1       0.0         690       15.7
          17.005725499          1       0.0         691       15.8
          17.106446778          2       0.0         693       15.8
          17.132264732          2       0.0         695       15.8
          17.175966496          1       0.0         696       15.9
          17.202591643          1       0.0         697       15.9
          17.204136326          1       0.0         698       15.9
           17.42558069          1       0.0         699       15.9

1998 ACCIDENT FORM FREQUENCIES 11

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          17.489016134          1       0.0         700       16.0
          17.491554313          2       0.0         702       16.0
          17.506310486          1       0.0         703       16.0
          17.556611593          1       0.0         704       16.0
          17.704900218          1       0.0         705       16.1
          17.863057359          1       0.0         706       16.1
          17.905621638          1       0.0         707       16.1
          18.121529644          1       0.0         708       16.1
          18.149233627          1       0.0         709       16.2
          18.154043974          1       0.0         710       16.2
          18.170713591          1       0.0         711       16.2
          18.237030064          2       0.0         713       16.3
             18.270157          1       0.0         714       16.3
          18.286074726          2       0.0         716       16.3
          18.550256727          1       0.0         717       16.3
          18.707870424          1       0.0         718       16.4
          18.750941145          1       0.0         719       16.4
          18.831374668          2       0.0         721       16.4
          18.881555645          1       0.0         722       16.5
          18.900194793          1       0.0         723       16.5
          18.952827564          1       0.0         724       16.5
          19.011328442          1       0.0         725       16.5
          19.123324486          1       0.0         726       16.5
          19.147935794          1       0.0         727       16.6
          19.218901352          1       0.0         728       16.6
          19.286832071          1       0.0         729       16.6
          19.308285722          1       0.0         730       16.6
          19.331503578          1       0.0         731       16.7
          19.335719932          1       0.0         732       16.7
          19.432622348         10       0.2         742       16.9
          19.448175077          1       0.0         743       16.9
          19.453073139          1       0.0         744       17.0
          19.608708093          1       0.0         745       17.0
          19.630090484          1       0.0         746       17.0
          19.680893546          3       0.1         749       17.1
          19.768479411          1       0.0         750       17.1
          19.925263518          1       0.0         751       17.1
          19.966811207          1       0.0         752       17.1
            19.9864084          1       0.0         753       17.2
          20.080617151          1       0.0         754       17.2
          20.159399138          1       0.0         755       17.2
          20.252769262          1       0.0         756       17.2
           20.25601432         18       0.4         774       17.6
          20.271366846          1       0.0         775       17.7
          20.350087453          1       0.0         776       17.7
          20.412598351          5       0.1         781       17.8
          20.481276518          2       0.0         783       17.8
          20.550811064          1       0.0         784       17.9
          20.708208337          1       0.0         785       17.9
          20.773502688          1       0.0         786       17.9
          20.801405023          1       0.0         787       17.9
          20.838263908          2       0.0         789       18.0
          20.848090278          1       0.0         790       18.0

1998 ACCIDENT FORM FREQUENCIES 12

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          21.116512674          1       0.0         791       18.0
          21.152567518          1       0.0         792       18.1
          21.166522164          1       0.0         793       18.1
          21.238441228          2       0.0         795       18.1
          21.279451728          1       0.0         796       18.1
          21.316377628          9       0.2         805       18.3
          21.323578441          3       0.1         808       18.4
          21.383009877          1       0.0         809       18.4
          21.453650802          1       0.0         810       18.5
            21.5081062          1       0.0         811       18.5
          21.671234484          1       0.0         812       18.5
          21.769231022          1       0.0         813       18.5
          21.790073696          1       0.0         814       18.6
          21.865358689          3       0.1         817       18.6
           21.89369558          1       0.0         818       18.6
          21.900273113          1       0.0         819       18.7
           22.01263741         17       0.4         836       19.1
          22.021240164          1       0.0         837       19.1
          22.133326226          1       0.0         838       19.1
          22.185827883          1       0.0         839       19.1
          22.246917608          1       0.0         840       19.1
          22.248019726          2       0.0         842       19.2
          22.352222036          1       0.0         843       19.2
          22.424585785          1       0.0         844       19.2
          22.425351304          1       0.0         845       19.3
          22.596064879          2       0.0         847       19.3
            22.6253071          4       0.1         851       19.4
          22.662093877          1       0.0         852       19.4
          22.794502685          1       0.0         853       19.4
           22.81254308          2       0.0         855       19.5
          22.849035172          1       0.0         856       19.5
          22.984341135          4       0.1         860       19.6
          23.025998379          1       0.0         861       19.6
          23.370525253          1       0.0         862       19.6
          23.424361951          1       0.0         863       19.7
          23.427386675          2       0.0         865       19.7
          23.476023386          1       0.0         866       19.7
          23.503021574          1       0.0         867       19.8
          23.583978344          5       0.1         872       19.9
          23.695557311          1       0.0         873       19.9
          23.839627699          1       0.0         874       19.9
          23.877913342          2       0.0         876       20.0
          23.941032753          1       0.0         877       20.0
          23.953767936          1       0.0         878       20.0
          24.165606651         11       0.3         889       20.3
          24.214020538          1       0.0         890       20.3
          24.302779217          7       0.2         897       20.4
          24.323964338          1       0.0         898       20.5
          24.336411938          1       0.0         899       20.5
           24.38764649          1       0.0         900       20.5
          24.447554883          1       0.0         901       20.5
          24.648928443          1       0.0         902       20.6
          24.705030934          2       0.0         904       20.6

1998 ACCIDENT FORM FREQUENCIES 13

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          24.756529604          1       0.0         905       20.6
           24.76920265          1       0.0         906       20.7
          24.823088425          1       0.0         907       20.7
          24.847377566          1       0.0         908       20.7
          24.888971708          1       0.0         909       20.7
          24.906023626          2       0.0         911       20.8
           25.14367874          1       0.0         912       20.8
          25.154698186          1       0.0         913       20.8
          25.182638291         14       0.3         927       21.1
          25.349137584          1       0.0         928       21.2
           25.41083831          3       0.1         931       21.2
           25.47869044          2       0.0         933       21.3
           25.55473875          1       0.0         934       21.3
          25.703092062          1       0.0         935       21.3
          25.704855277          1       0.0         936       21.3
          25.764818075          3       0.1         939       21.4
          25.943630046          1       0.0         940       21.4
          25.971935537          1       0.0         941       21.4
           26.01043914          1       0.0         942       21.5
          26.113957235          1       0.0         943       21.5
          26.119863197          1       0.0         944       21.5
           26.12166306          2       0.0         946       21.6
          26.168718152          3       0.1         949       21.6
          26.227578664          1       0.0         950       21.7
          26.229168251          1       0.0         951       21.7
          26.234150134          2       0.0         953       21.7
          26.271053973          1       0.0         954       21.7
           26.35373873          1       0.0         955       21.8
          26.406247054          1       0.0         956       21.8
          26.628287354          1       0.0         957       21.8
          26.693201305          1       0.0         958       21.8
          26.753750946          3       0.1         961       21.9
          26.768706731          1       0.0         962       21.9
          26.827636917          1       0.0         963       22.0
          26.846904959          1       0.0         964       22.0
          26.854571035          1       0.0         965       22.0
          26.887845311          1       0.0         966       22.0
          26.903176594          2       0.0         968       22.1
          26.917770686          1       0.0         969       22.1
           26.95209721          1       0.0         970       22.1
          27.000608614          1       0.0         971       22.1
          27.231751297          2       0.0         973       22.2
          27.282830548          3       0.1         976       22.2
          27.381294266          2       0.0         978       22.3
          27.455871534          1       0.0         979       22.3
          27.457424248          1       0.0         980       22.3
          27.482030965         22       0.5        1002       22.8
          27.562132204         13       0.3        1015       23.1
          27.826377905          1       0.0        1016       23.2
          28.054520759          1       0.0        1017       23.2
          28.079827295          1       0.0        1018       23.2
          28.102522949          1       0.0        1019       23.2
          28.186435358          1       0.0        1020       23.3

1998 ACCIDENT FORM FREQUENCIES 14

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          28.262215605          1       0.0        1021       23.3
           28.32306304          1       0.0        1022       23.3
           28.35029219          1       0.0        1023       23.3
          28.439976044          1       0.0        1024       23.3
          28.517316445          1       0.0        1025       23.4
          28.545894976          1       0.0        1026       23.4
          28.554479838          1       0.0        1027       23.4
          28.558358265          2       0.0        1029       23.5
          28.588912836          1       0.0        1030       23.5
          28.655273795          1       0.0        1031       23.5
          28.664777394          1       0.0        1032       23.5
          28.894051022          3       0.1        1035       23.6
           28.94917293          1       0.0        1036       23.6
          29.140752335          2       0.0        1038       23.7
           29.14890295          1       0.0        1039       23.7
          29.264935624          2       0.0        1041       23.7
          29.421032859          1       0.0        1042       23.8
          29.436320414          2       0.0        1044       23.8
           29.45166725          1       0.0        1045       23.8
          29.558255223          1       0.0        1046       23.8
          29.677550276          2       0.0        1048       23.9
           29.69185271          1       0.0        1049       23.9
          29.815750456          7       0.2        1056       24.1
          29.840667214          1       0.0        1057       24.1
          29.853172994          1       0.0        1058       24.1
          29.978460573          1       0.0        1059       24.1
          29.985876161          1       0.0        1060       24.2
          30.017073777          1       0.0        1061       24.2
          30.124261594          1       0.0        1062       24.2
          30.128086505          1       0.0        1063       24.2
          30.370977028          3       0.1        1066       24.3
          30.374484238          1       0.0        1067       24.3
          30.393102081          1       0.0        1068       24.3
           30.49087633          1       0.0        1069       24.4
          30.635365017          2       0.0        1071       24.4
          30.825488657          1       0.0        1072       24.4
          30.967729533          1       0.0        1073       24.5
           30.98616956          1       0.0        1074       24.5
          30.991474785          1       0.0        1075       24.5
          31.079092538          4       0.1        1079       24.6
          31.155384929         45       1.0        1124       25.6
           31.22083207          2       0.0        1126       25.7
          31.301888607          1       0.0        1127       25.7
          31.375012636          1       0.0        1128       25.7
          31.383731622          1       0.0        1129       25.7
          31.451029438         10       0.2        1139       26.0
           31.48491267          4       0.1        1143       26.1
          31.530482538          2       0.0        1145       26.1
          31.565471546          1       0.0        1146       26.1
          31.627408972          2       0.0        1148       26.2
          31.696452035          1       0.0        1149       26.2
          31.801578006          1       0.0        1150       26.2
          31.879495327          2       0.0        1152       26.3

1998 ACCIDENT FORM FREQUENCIES 15

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          31.898158551          1       0.0        1153       26.3
          31.918872496          1       0.0        1154       26.3
          32.012327621          1       0.0        1155       26.3
          32.039823551          1       0.0        1156       26.4
           32.11611525          1       0.0        1157       26.4
          32.144358336          1       0.0        1158       26.4
          32.152564082          1       0.0        1159       26.4
          32.264237118          1       0.0        1160       26.4
           32.29040017          1       0.0        1161       26.5
           32.30958908          1       0.0        1162       26.5
          32.356209342          1       0.0        1163       26.5
          32.466587775         17       0.4        1180       26.9
          32.486692414          1       0.0        1181       26.9
          32.520265709          1       0.0        1182       26.9
          32.544179181          2       0.0        1184       27.0
          32.619758419          1       0.0        1185       27.0
          32.640109331          1       0.0        1186       27.0
           32.75595656          1       0.0        1187       27.1
          32.988091136          2       0.0        1189       27.1
          32.994137181          1       0.0        1190       27.1
           33.06371459          2       0.0        1192       27.2
          33.097347447          1       0.0        1193       27.2
          33.256696644          2       0.0        1195       27.2
          33.412871926          1       0.0        1196       27.3
          33.533304879          1       0.0        1197       27.3
          33.689648288          1       0.0        1198       27.3
          33.733700505          1       0.0        1199       27.3
          34.015278192          1       0.0        1200       27.4
          34.144408419          1       0.0        1201       27.4
          34.325841283          1       0.0        1202       27.4
          34.448480858          1       0.0        1203       27.4
          34.488128449          1       0.0        1204       27.4
          34.725976758          2       0.0        1206       27.5
          34.772024659          1       0.0        1207       27.5
          34.945061888          1       0.0        1208       27.5
           34.99319864          1       0.0        1209       27.6
          35.032106618          1       0.0        1210       27.6
          35.055787879          1       0.0        1211       27.6
          35.094175687          2       0.0        1213       27.6
          35.108115405          1       0.0        1214       27.7
          35.171290875          1       0.0        1215       27.7
           35.54412569          1       0.0        1216       27.7
          35.714157775          1       0.0        1217       27.7
          35.816828976          1       0.0        1218       27.8
          35.822208178          3       0.1        1221       27.8
          35.831654431          2       0.0        1223       27.9
          35.912045603          1       0.0        1224       27.9
          36.079998009          1       0.0        1225       27.9
          36.094485318          1       0.0        1226       27.9
          36.182881242          1       0.0        1227       28.0
          36.191858185          1       0.0        1228       28.0
          36.212534871          1       0.0        1229       28.0
          36.213762553          1       0.0        1230       28.0

1998 ACCIDENT FORM FREQUENCIES 16

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          36.223986322          1       0.0        1231       28.1
          36.363877547          1       0.0        1232       28.1
          36.383160349          1       0.0        1233       28.1
          36.613197931          1       0.0        1234       28.1
          36.656318102          1       0.0        1235       28.2
          36.673329195          1       0.0        1236       28.2
          36.706350731          1       0.0        1237       28.2
          36.725881242          2       0.0        1239       28.2
          37.185584155          1       0.0        1240       28.3
          37.201960495          1       0.0        1241       28.3
          37.230928181          2       0.0        1243       28.3
          37.427669986          1       0.0        1244       28.4
          37.543116585          1       0.0        1245       28.4
          37.576432292          1       0.0        1246       28.4
          37.659625444          1       0.0        1247       28.4
          37.722788834          1       0.0        1248       28.4
          37.939071896          1       0.0        1249       28.5
          38.000573098          1       0.0        1250       28.5
          38.073831619          1       0.0        1251       28.5
          38.193765332          1       0.0        1252       28.5
          38.254595108          2       0.0        1254       28.6
          38.422102157          1       0.0        1255       28.6
          38.561260429          1       0.0        1256       28.6
          38.635155198          2       0.0        1258       28.7
          38.663007156          1       0.0        1259       28.7
          38.664863376          2       0.0        1261       28.7
          38.962158253          1       0.0        1262       28.8
          39.095040342          1       0.0        1263       28.8
          39.222134835          3       0.1        1266       28.9
          39.313233025          1       0.0        1267       28.9
          39.494236456          1       0.0        1268       28.9
          39.582486366          2       0.0        1270       28.9
          39.642549589          1       0.0        1271       29.0
          39.646346682          1       0.0        1272       29.0
          39.752105949          1       0.0        1273       29.0
          39.814593587          1       0.0        1274       29.0
           39.87740218          2       0.0        1276       29.1
          40.069796108         24       0.5        1300       29.6
           40.38989195          1       0.0        1301       29.7
          40.478171811          2       0.0        1303       29.7
          40.728709535          1       0.0        1304       29.7
          40.813554257          2       0.0        1306       29.8
          40.826450421          1       0.0        1307       29.8
          40.858804966          1       0.0        1308       29.8
          40.919328424          1       0.0        1309       29.8
          40.927135172          1       0.0        1310       29.9
          40.987641159          1       0.0        1311       29.9
          41.002833154          2       0.0        1313       29.9
          41.008480221          1       0.0        1314       30.0
          41.068610206          1       0.0        1315       30.0
          41.115727538          1       0.0        1316       30.0
          41.183228236          3       0.1        1319       30.1
          41.226525207          1       0.0        1320       30.1

1998 ACCIDENT FORM FREQUENCIES 17

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          41.316210295          1       0.0        1321       30.1
          41.322915209          2       0.0        1323       30.2
          41.353445994          1       0.0        1324       30.2
          41.408304696          1       0.0        1325       30.2
          41.486456328          1       0.0        1326       30.2
          41.529769581          1       0.0        1327       30.2
          41.639234381          1       0.0        1328       30.3
          41.817592713          1       0.0        1329       30.3
           41.92589844          2       0.0        1331       30.3
          42.010969094          2       0.0        1333       30.4
          42.075061566          1       0.0        1334       30.4
          42.441962077          2       0.0        1336       30.5
          42.645224031          1       0.0        1337       30.5
          42.830303075          1       0.0        1338       30.5
          42.859294046          1       0.0        1339       30.5
          42.912705349          1       0.0        1340       30.5
          42.973652801          1       0.0        1341       30.6
           42.99083172          1       0.0        1342       30.6
          43.016390784          1       0.0        1343       30.6
           43.13211743          1       0.0        1344       30.6
           43.13949232          1       0.0        1345       30.7
          43.194740401          1       0.0        1346       30.7
          43.288046698          2       0.0        1348       30.7
          43.337379901          1       0.0        1349       30.7
          43.429783773          1       0.0        1350       30.8
          43.512063791          1       0.0        1351       30.8
          43.615079532          1       0.0        1352       30.8
          43.772362162          1       0.0        1353       30.8
          43.829031621          1       0.0        1354       30.9
          43.857559487          1       0.0        1355       30.9
            43.8695661          2       0.0        1357       30.9
          44.060076581          1       0.0        1358       31.0
          44.187860208          1       0.0        1359       31.0
          44.322193597          1       0.0        1360       31.0
          44.518879136          1       0.0        1361       31.0
          44.920741982          2       0.0        1363       31.1
          44.972849673          1       0.0        1364       31.1
          45.020516345          1       0.0        1365       31.1
          45.298912774          2       0.0        1367       31.2
           45.46462432          1       0.0        1368       31.2
          45.517289779          1       0.0        1369       31.2
           45.57603222          1       0.0        1370       31.2
          45.621286015          9       0.2        1379       31.4
          45.632425013          3       0.1        1382       31.5
          45.642611314          1       0.0        1383       31.5
          45.678576884          1       0.0        1384       31.5
          45.702428146          1       0.0        1385       31.6
          45.734097388          1       0.0        1386       31.6
           45.81179789          1       0.0        1387       31.6
          45.983009926          1       0.0        1388       31.6
          46.182353858          1       0.0        1389       31.7
          46.226691521          1       0.0        1390       31.7
          46.250988174          1       0.0        1391       31.7

1998 ACCIDENT FORM FREQUENCIES 18

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          46.306940986          1       0.0        1392       31.7
          46.336054455          2       0.0        1394       31.8
          46.514485608          1       0.0        1395       31.8
          46.534356217          1       0.0        1396       31.8
          46.566202057         17       0.4        1413       32.2
          46.641204081         32       0.7        1445       32.9
          46.708567697          1       0.0        1446       33.0
          46.719716775          3       0.1        1449       33.0
          46.865912342          2       0.0        1451       33.1
          46.909652584          1       0.0        1452       33.1
          46.922787226          1       0.0        1453       33.1
          47.412264785          1       0.0        1454       33.1
            47.4464291          1       0.0        1455       33.2
          47.503455232         46       1.0        1501       34.2
          47.716551377          1       0.0        1502       34.2
          47.748167601          2       0.0        1504       34.3
          47.815960859          1       0.0        1505       34.3
          47.825830872          1       0.0        1506       34.3
          47.882727471          1       0.0        1507       34.4
          47.996583813          1       0.0        1508       34.4
          47.997845063          1       0.0        1509       34.4
          48.035855888          1       0.0        1510       34.4
          48.417020878          1       0.0        1511       34.4
          48.479921083          1       0.0        1512       34.5
           48.51500651          2       0.0        1514       34.5
          48.531813708          1       0.0        1515       34.5
          48.544801487          1       0.0        1516       34.6
          48.570354774          1       0.0        1517       34.6
          48.746586185          1       0.0        1518       34.6
          48.784378598          1       0.0        1519       34.6
          48.985590291          1       0.0        1520       34.6
          49.123409641          1       0.0        1521       34.7
           49.15606601          1       0.0        1522       34.7
          49.455983495          2       0.0        1524       34.7
          49.483436358         31       0.7        1555       35.4
          49.612408315          1       0.0        1556       35.5
          49.689965635         22       0.5        1578       36.0
          49.768208036         37       0.8        1615       36.8
          49.777775261         24       0.5        1639       37.4
          49.851498468          1       0.0        1640       37.4
          49.873789275          1       0.0        1641       37.4
          49.906358627          1       0.0        1642       37.4
           49.97818407          1       0.0        1643       37.5
          50.163080611          3       0.1        1646       37.5
          50.243466646          1       0.0        1647       37.5
          50.420385377          2       0.0        1649       37.6
          50.686769472          2       0.0        1651       37.6
           50.72675229          1       0.0        1652       37.7
          50.990235555          1       0.0        1653       37.7
          51.070195993          1       0.0        1654       37.7
          51.105182602          3       0.1        1657       37.8
           51.29710924          1       0.0        1658       37.8
          51.349597113          1       0.0        1659       37.8

1998 ACCIDENT FORM FREQUENCIES 19

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          51.511931041          1       0.0        1660       37.8
          51.541248927          3       0.1        1663       37.9
          51.564654391          1       0.0        1664       37.9
          51.887260092          1       0.0        1665       38.0
          51.971155197          2       0.0        1667       38.0
          51.980158018          1       0.0        1668       38.0
          52.110498666          3       0.1        1671       38.1
           52.41360988         19       0.4        1690       38.5
          52.420049512          1       0.0        1691       38.5
          52.487898581          1       0.0        1692       38.6
          52.519914507          1       0.0        1693       38.6
          52.546672222          1       0.0        1694       38.6
          52.631094917          1       0.0        1695       38.6
          52.646812827          1       0.0        1696       38.7
          52.863472831          1       0.0        1697       38.7
          52.867261648          1       0.0        1698       38.7
          53.151072406          5       0.1        1703       38.8
          53.356446953          1       0.0        1704       38.8
           53.40399561          1       0.0        1705       38.9
          53.512640276          1       0.0        1706       38.9
          53.548160117          1       0.0        1707       38.9
          53.665162886          2       0.0        1709       39.0
          53.747481646          1       0.0        1710       39.0
          54.115490369          1       0.0        1711       39.0
          54.356199657          1       0.0        1712       39.0
          54.848643086          2       0.0        1714       39.1
          55.188647468          1       0.0        1715       39.1
          55.228213974          1       0.0        1716       39.1
          55.597632773          2       0.0        1718       39.2
          55.677097503          9       0.2        1727       39.4
          55.705837286          1       0.0        1728       39.4
          55.730425158          2       0.0        1730       39.4
          55.754251761          2       0.0        1732       39.5
          55.763026963          1       0.0        1733       39.5
          55.823066771          1       0.0        1734       39.5
          56.168539378          2       0.0        1736       39.6
          56.274990822          1       0.0        1737       39.6
          56.282063453         22       0.5        1759       40.1
          56.637195021          1       0.0        1760       40.1
          56.709624857          1       0.0        1761       40.1
          56.744806284          1       0.0        1762       40.2
           56.89151539         15       0.3        1777       40.5
          56.937583479          1       0.0        1778       40.5
          56.977827261          1       0.0        1779       40.6
          57.084087019          1       0.0        1780       40.6
          57.213026432          1       0.0        1781       40.6
          57.221299765          1       0.0        1782       40.6
          57.240873578          1       0.0        1783       40.6
          57.252061014          1       0.0        1784       40.7
          57.442501432          1       0.0        1785       40.7
          57.462893932          1       0.0        1786       40.7
          57.496452996          1       0.0        1787       40.7
          57.742219303          1       0.0        1788       40.8

1998 ACCIDENT FORM FREQUENCIES 20

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          57.764988659          1       0.0        1789       40.8
          58.003550157          1       0.0        1790       40.8
          58.124403666          1       0.0        1791       40.8
          58.361212871          1       0.0        1792       40.8
          58.431720272          1       0.0        1793       40.9
          58.800708624          1       0.0        1794       40.9
          58.862219247          3       0.1        1797       41.0
          58.874555798          1       0.0        1798       41.0
          58.880546874          1       0.0        1799       41.0
          58.945001672          1       0.0        1800       41.0
          58.956818725         14       0.3        1814       41.3
          59.078016166          1       0.0        1815       41.4
          59.180243922          2       0.0        1817       41.4
          59.251602819          1       0.0        1818       41.4
          59.376169242          1       0.0        1819       41.5
          59.715676965          2       0.0        1821       41.5
          59.932392538          3       0.1        1824       41.6
          59.940457494          1       0.0        1825       41.6
          60.034201016          1       0.0        1826       41.6
          60.344208624          1       0.0        1827       41.6
          60.362922674          1       0.0        1828       41.7
          60.441446763          4       0.1        1832       41.8
          60.479869876          2       0.0        1834       41.8
          60.590929527          1       0.0        1835       41.8
          60.784628529          1       0.0        1836       41.9
          60.957641664          1       0.0        1837       41.9
          61.273088755          1       0.0        1838       41.9
          61.339628293          1       0.0        1839       41.9
          61.403884675          1       0.0        1840       41.9
          61.511614203          3       0.1        1843       42.0
          61.700589152          1       0.0        1844       42.0
          61.942493859          1       0.0        1845       42.1
          61.986160224          1       0.0        1846       42.1
          62.093025369          1       0.0        1847       42.1
          62.097876676          2       0.0        1849       42.1
          62.166910437          2       0.0        1851       42.2
          62.275797239          1       0.0        1852       42.2
          62.522168964          1       0.0        1853       42.2
          62.585815465          1       0.0        1854       42.3
           62.82644814          1       0.0        1855       42.3
          62.868560789          1       0.0        1856       42.3
          62.932416376          1       0.0        1857       42.3
          62.985180283          1       0.0        1858       42.4
          63.233304431          3       0.1        1861       42.4
          63.452076409          1       0.0        1862       42.4
           63.78738212          1       0.0        1863       42.5
          63.826169613          1       0.0        1864       42.5
          63.841211997          1       0.0        1865       42.5
          63.971319713          1       0.0        1866       42.5
          64.161552336          1       0.0        1867       42.6
          64.379256004          2       0.0        1869       42.6
          64.509421585          2       0.0        1871       42.6
          64.642241439          1       0.0        1872       42.7

1998 ACCIDENT FORM FREQUENCIES 21

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          64.856327544          2       0.0        1874       42.7
          64.993651371          1       0.0        1875       42.7
          65.082554728          1       0.0        1876       42.8
           65.11788405          1       0.0        1877       42.8
          65.169458219          1       0.0        1878       42.8
          65.193234913          1       0.0        1879       42.8
          65.296279946          1       0.0        1880       42.9
          65.333774551          1       0.0        1881       42.9
          65.442068784          1       0.0        1882       42.9
          65.490469358          2       0.0        1884       42.9
          65.856698939          1       0.0        1885       43.0
          65.982045575          1       0.0        1886       43.0
          66.028464051          1       0.0        1887       43.0
          66.029802773          1       0.0        1888       43.0
          66.292149804          2       0.0        1890       43.1
          66.500015144          1       0.0        1891       43.1
          66.600413775          2       0.0        1893       43.2
          66.843695306          1       0.0        1894       43.2
           66.88370399          1       0.0        1895       43.2
          66.891281426          1       0.0        1896       43.2
          66.944983125          1       0.0        1897       43.2
          67.090902491          1       0.0        1898       43.3
          67.111720325          1       0.0        1899       43.3
          67.134068695          1       0.0        1900       43.3
          67.198605854          1       0.0        1901       43.3
          67.286059861          1       0.0        1902       43.4
          67.294535346          1       0.0        1903       43.4
          67.318096571          1       0.0        1904       43.4
           67.45490643          2       0.0        1906       43.4
          67.495061923          2       0.0        1908       43.5
          67.585032487          1       0.0        1909       43.5
          67.653957779          1       0.0        1910       43.5
          67.975872988          1       0.0        1911       43.6
          68.141972805         15       0.3        1926       43.9
          68.288903655          2       0.0        1928       43.9
          68.479996538          2       0.0        1930       44.0
          68.629376981          1       0.0        1931       44.0
          68.859255778          1       0.0        1932       44.0
          68.923705264          1       0.0        1933       44.1
          69.093243255          2       0.0        1935       44.1
          69.130277541          1       0.0        1936       44.1
          69.340067119          1       0.0        1937       44.2
          69.414544925          1       0.0        1938       44.2
          69.463946417          1       0.0        1939       44.2
           69.70629414          1       0.0        1940       44.2
          69.720988665          1       0.0        1941       44.2
          69.721445227          3       0.1        1944       44.3
          70.186663118          1       0.0        1945       44.3
          70.288256141          1       0.0        1946       44.4
          70.307914084          2       0.0        1948       44.4
          70.397734459          1       0.0        1949       44.4
          70.515944424          2       0.0        1951       44.5
           70.69201271          1       0.0        1952       44.5

1998 ACCIDENT FORM FREQUENCIES 22

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          70.725480987          1       0.0        1953       44.5
          70.825530423          1       0.0        1954       44.5
          70.850366789          1       0.0        1955       44.6
          70.911946027          2       0.0        1957       44.6
          71.099851502          2       0.0        1959       44.7
          71.374847393          1       0.0        1960       44.7
          71.665827463          1       0.0        1961       44.7
           71.76572919          1       0.0        1962       44.7
          72.216083389          1       0.0        1963       44.7
           72.37433726          1       0.0        1964       44.8
          72.741555969          1       0.0        1965       44.8
          72.772168398          1       0.0        1966       44.8
          72.791468732          3       0.1        1969       44.9
          72.872023284          1       0.0        1970       44.9
          73.004712563          1       0.0        1971       44.9
          73.030890682          1       0.0        1972       45.0
          73.041116925          1       0.0        1973       45.0
          73.114041933          1       0.0        1974       45.0
          73.341005147          1       0.0        1975       45.0
          73.630355611          1       0.0        1976       45.0
          74.101445946          1       0.0        1977       45.1
          74.255296946          1       0.0        1978       45.1
          74.361584523          2       0.0        1980       45.1
          74.640595758          1       0.0        1981       45.2
          74.998514727          2       0.0        1983       45.2
          75.053880794          5       0.1        1988       45.3
          75.145064252          1       0.0        1989       45.3
           75.20902992          1       0.0        1990       45.4
          75.295227809          1       0.0        1991       45.4
          75.417965027          2       0.0        1993       45.4
          75.451796864          1       0.0        1994       45.5
          75.903439049          1       0.0        1995       45.5
          76.072083436          1       0.0        1996       45.5
          76.090128435          1       0.0        1997       45.5
          76.438133713          1       0.0        1998       45.5
          76.559981793          2       0.0        2000       45.6
          76.602465264          3       0.1        2003       45.7
          76.626477212          1       0.0        2004       45.7
          76.822060785          1       0.0        2005       45.7
           76.90778189          1       0.0        2006       45.7
          77.024395669          1       0.0        2007       45.7
          77.025378875          1       0.0        2008       45.8
          77.145611297          1       0.0        2009       45.8
          77.357383042          1       0.0        2010       45.8
          77.790065816          1       0.0        2011       45.8
          77.838613455          1       0.0        2012       45.9
          77.955365811          1       0.0        2013       45.9
          77.962355924          1       0.0        2014       45.9
          77.988172201          1       0.0        2015       45.9
          78.467944948          1       0.0        2016       46.0
           78.48965717          1       0.0        2017       46.0
           78.76897654          2       0.0        2019       46.0
          78.786063951          1       0.0        2020       46.0

1998 ACCIDENT FORM FREQUENCIES 23

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          79.172155625          1       0.0        2021       46.1
          79.342673982          2       0.0        2023       46.1
          79.437033021          2       0.0        2025       46.2
          79.591362257          1       0.0        2026       46.2
           79.69590068          1       0.0        2027       46.2
          79.820760838          1       0.0        2028       46.2
          79.976292253          1       0.0        2029       46.3
          80.493963041          1       0.0        2030       46.3
          80.986102325          1       0.0        2031       46.3
          81.155695102          1       0.0        2032       46.3
          81.211215947          1       0.0        2033       46.3
           81.51723587         15       0.3        2048       46.7
          81.557423702          2       0.0        2050       46.7
          81.882652289          1       0.0        2051       46.8
          81.924872041          1       0.0        2052       46.8
           82.09904059          2       0.0        2054       46.8
          82.154076516          1       0.0        2055       46.8
           82.23941814          1       0.0        2056       46.9
          82.703728553          1       0.0        2057       46.9
          82.800174427          1       0.0        2058       46.9
          83.093896249          2       0.0        2060       47.0
          83.095368021          2       0.0        2062       47.0
          83.190940466          1       0.0        2063       47.0
          83.206619403          2       0.0        2065       47.1
          83.346070047          1       0.0        2066       47.1
          83.479142266          1       0.0        2067       47.1
          83.551140142          1       0.0        2068       47.1
           83.63146717          1       0.0        2069       47.2
          83.744921934          1       0.0        2070       47.2
          83.986527853          3       0.1        2073       47.3
          84.080093087          1       0.0        2074       47.3
          84.100421801          1       0.0        2075       47.3
          84.392395484          1       0.0        2076       47.3
          84.393828948          1       0.0        2077       47.3
          84.612073483          1       0.0        2078       47.4
          84.676731295          1       0.0        2079       47.4
          84.692288022          1       0.0        2080       47.4
           85.26549789          1       0.0        2081       47.4
          85.574908067          1       0.0        2082       47.5
          85.899420273          2       0.0        2084       47.5
          85.930859647          1       0.0        2085       47.5
          86.273478067          1       0.0        2086       47.5
          86.371739432          1       0.0        2087       47.6
          86.460571248          1       0.0        2088       47.6
          86.534107016          1       0.0        2089       47.6
          86.624048668         10       0.2        2099       47.8
          86.858452795          2       0.0        2101       47.9
          86.985591913         52       1.2        2153       49.1
          87.049591473          2       0.0        2155       49.1
          87.360148836          2       0.0        2157       49.2
          87.495576035          1       0.0        2158       49.2
          87.521237005          1       0.0        2159       49.2
          87.706207382          2       0.0        2161       49.3

1998 ACCIDENT FORM FREQUENCIES 24

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          87.939135469          1       0.0        2162       49.3
          88.265746866          1       0.0        2163       49.3
          88.325912651          2       0.0        2165       49.4
          88.556285953          1       0.0        2166       49.4
          88.593586277          1       0.0        2167       49.4
          88.765901092          1       0.0        2168       49.4
          89.006342573          1       0.0        2169       49.4
           89.01672476          1       0.0        2170       49.5
          89.075858382          1       0.0        2171       49.5
          89.248025809          3       0.1        2174       49.6
          89.379989966          1       0.0        2175       49.6
          89.385774613          1       0.0        2176       49.6
           89.73456639          1       0.0        2177       49.6
          89.755307234          1       0.0        2178       49.6
          90.015285983          1       0.0        2179       49.7
          90.035273315          1       0.0        2180       49.7
          90.090797275          1       0.0        2181       49.7
          90.259406758          1       0.0        2182       49.7
          90.440159285          2       0.0        2184       49.8
          90.465015589          1       0.0        2185       49.8
          90.541092603          1       0.0        2186       49.8
          90.556020141          1       0.0        2187       49.9
          90.690702184          1       0.0        2188       49.9
          90.817225612          1       0.0        2189       49.9
          91.035454048          1       0.0        2190       49.9
          91.171247161          2       0.0        2192       50.0
          91.230657595          1       0.0        2193       50.0
          91.555986782          1       0.0        2194       50.0
          91.761251375          1       0.0        2195       50.0
          92.269985111          1       0.0        2196       50.1
          92.284789111          2       0.0        2198       50.1
          92.302584062          2       0.0        2200       50.1
          92.447107482          1       0.0        2201       50.2
          92.637448845          1       0.0        2202       50.2
          92.691463979          1       0.0        2203       50.2
          93.029540931          1       0.0        2204       50.2
          93.319082357          1       0.0        2205       50.3
          93.392992224          1       0.0        2206       50.3
          93.406336146          1       0.0        2207       50.3
          93.574737797          1       0.0        2208       50.3
          93.700708749          1       0.0        2209       50.4
          93.722976375          1       0.0        2210       50.4
          94.067429895          1       0.0        2211       50.4
           94.18152702          1       0.0        2212       50.4
          94.459232924          1       0.0        2213       50.4
          94.624015577          1       0.0        2214       50.5
          94.831197057          2       0.0        2216       50.5
          94.925187614          1       0.0        2217       50.5
          95.253928432          1       0.0        2218       50.6
           95.31560888          1       0.0        2219       50.6
          95.601057746          1       0.0        2220       50.6
          95.750952078          1       0.0        2221       50.6
          96.176407565          1       0.0        2222       50.6

1998 ACCIDENT FORM FREQUENCIES 25

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          96.220660683          1       0.0        2223       50.7
          96.358097726          1       0.0        2224       50.7
          96.360303118          1       0.0        2225       50.7
          96.497846735          1       0.0        2226       50.7
          96.833302239          1       0.0        2227       50.8
          96.862320997          1       0.0        2228       50.8
          96.890108627          1       0.0        2229       50.8
          97.374520909          1       0.0        2230       50.8
          97.910857105          1       0.0        2231       50.9
          97.991691605          1       0.0        2232       50.9
          97.997832262          2       0.0        2234       50.9
          98.086183654          1       0.0        2235       50.9
          98.140572643          1       0.0        2236       51.0
          98.468319945          1       0.0        2237       51.0
          98.779155457          1       0.0        2238       51.0
           99.21536182          1       0.0        2239       51.0
          99.483392291          1       0.0        2240       51.1
           99.89463722          1       0.0        2241       51.1
          100.48602552          1       0.0        2242       51.1
          100.64298196          1       0.0        2243       51.1
          100.70732509          1       0.0        2244       51.2
          100.90328662          1       0.0        2245       51.2
          101.01880607          1       0.0        2246       51.2
          101.10432715          1       0.0        2247       51.2
          101.16631637          1       0.0        2248       51.2
          101.23682985          1       0.0        2249       51.3
          101.32126608          1       0.0        2250       51.3
          101.75743802          1       0.0        2251       51.3
          102.54970068          1       0.0        2252       51.3
          102.60875349          1       0.0        2253       51.4
          102.67598167          1       0.0        2254       51.4
          102.71148284          1       0.0        2255       51.4
          102.81277027          2       0.0        2257       51.4
          102.94454131          1       0.0        2258       51.5
          103.03559284          1       0.0        2259       51.5
          103.41916623          1       0.0        2260       51.5
          103.62127092          1       0.0        2261       51.5
          103.99896511          1       0.0        2262       51.6
          104.10290744          1       0.0        2263       51.6
          104.25163538          2       0.0        2265       51.6
           104.2646121          1       0.0        2266       51.7
          104.40817573          1       0.0        2267       51.7
          104.60769483          1       0.0        2268       51.7
          104.91202669          1       0.0        2269       51.7
          105.14098091          1       0.0        2270       51.7
          105.25256621          3       0.1        2273       51.8
          105.49307539          1       0.0        2274       51.8
          105.52383032          2       0.0        2276       51.9
          105.65503521          1       0.0        2277       51.9
          105.91323155          1       0.0        2278       51.9
            106.121951          1       0.0        2279       51.9
          106.17493601          1       0.0        2280       52.0
           106.6180181          1       0.0        2281       52.0

1998 ACCIDENT FORM FREQUENCIES 26

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          106.87059803          1       0.0        2282       52.0
          107.06227109          1       0.0        2283       52.0
          107.13973966          1       0.0        2284       52.1
          107.21982971          1       0.0        2285       52.1
           107.3622406          1       0.0        2286       52.1
          109.02194186          1       0.0        2287       52.1
           109.0259058          2       0.0        2289       52.2
          109.18187992          1       0.0        2290       52.2
          109.43180948          1       0.0        2291       52.2
          109.51061022          1       0.0        2292       52.2
          109.60043298          2       0.0        2294       52.3
          109.67703149          1       0.0        2295       52.3
          109.81255936          2       0.0        2297       52.4
          109.88173586          1       0.0        2298       52.4
          110.00888333          1       0.0        2299       52.4
          110.01900357          1       0.0        2300       52.4
          110.06201956          1       0.0        2301       52.5
          110.17135485          1       0.0        2302       52.5
          110.32278177          1       0.0        2303       52.5
          110.39468484          1       0.0        2304       52.5
          110.41149865          1       0.0        2305       52.5
          110.73377517          1       0.0        2306       52.6
          111.17472016          1       0.0        2307       52.6
          111.18399481          1       0.0        2308       52.6
           111.2127492          3       0.1        2311       52.7
           111.2848192          1       0.0        2312       52.7
          111.36107339          1       0.0        2313       52.7
          111.58248047          1       0.0        2314       52.7
          111.62601276          1       0.0        2315       52.8
          112.09430265          1       0.0        2316       52.8
          112.56412691          1       0.0        2317       52.8
          112.62343962          3       0.1        2320       52.9
          112.67271141          1       0.0        2321       52.9
            112.683397          1       0.0        2322       52.9
          112.88634473          1       0.0        2323       53.0
          112.94531992          1       0.0        2324       53.0
          113.44573615          1       0.0        2325       53.0
          113.52246229          1       0.0        2326       53.0
          113.56638637          1       0.0        2327       53.0
          113.90362845          1       0.0        2328       53.1
          114.23950682          1       0.0        2329       53.1
          114.36776108          1       0.0        2330       53.1
          114.75909179          1       0.0        2331       53.1
          115.00983336          1       0.0        2332       53.2
          115.56625383          1       0.0        2333       53.2
          115.56665382          2       0.0        2335       53.2
          115.72040366          1       0.0        2336       53.2
          116.16426274          1       0.0        2337       53.3
          116.38960097          1       0.0        2338       53.3
          116.81184595          4       0.1        2342       53.4
          117.01053522          1       0.0        2343       53.4
          117.21105469          1       0.0        2344       53.4
          117.26883479          1       0.0        2345       53.5

1998 ACCIDENT FORM FREQUENCIES 27

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          117.50408542          1       0.0        2346       53.5
           118.0761009          1       0.0        2347       53.5
          118.56673803          1       0.0        2348       53.5
          118.64764415          1       0.0        2349       53.5
          118.67519736          1       0.0        2350       53.6
           118.7221335          1       0.0        2351       53.6
          119.10992845          1       0.0        2352       53.6
          119.34109686          1       0.0        2353       53.6
          119.43485807          1       0.0        2354       53.7
          119.73901657          1       0.0        2355       53.7
           120.1596337          1       0.0        2356       53.7
          120.56867504          1       0.0        2357       53.7
          120.70616312          1       0.0        2358       53.7
          120.80035012          1       0.0        2359       53.8
          121.07084183          1       0.0        2360       53.8
          121.15025956          1       0.0        2361       53.8
          121.61939308          1       0.0        2362       53.8
          121.90870902          1       0.0        2363       53.9
          122.38356289          1       0.0        2364       53.9
          122.50552123          1       0.0        2365       53.9
          122.93780211          1       0.0        2366       53.9
          123.34105982          2       0.0        2368       54.0
          123.84815402          3       0.1        2371       54.0
            124.352875          1       0.0        2372       54.1
          124.42299894          2       0.0        2374       54.1
          124.51361459          2       0.0        2376       54.2
          125.11890596          1       0.0        2377       54.2
          125.42486051          1       0.0        2378       54.2
          125.58682374          1       0.0        2379       54.2
           126.1811157          1       0.0        2380       54.3
          126.41906025          2       0.0        2382       54.3
          126.46660886          1       0.0        2383       54.3
          126.81142381          1       0.0        2384       54.3
           126.8800094          1       0.0        2385       54.4
          126.98412176          1       0.0        2386       54.4
          126.98616583          1       0.0        2387       54.4
          127.30948865          1       0.0        2388       54.4
          127.47062103          1       0.0        2389       54.5
          127.54033603          1       0.0        2390       54.5
          127.60134409          1       0.0        2391       54.5
          127.70321168          1       0.0        2392       54.5
          127.77229973          1       0.0        2393       54.5
          128.27309027          1       0.0        2394       54.6
          128.29180347          1       0.0        2395       54.6
          128.83992691          1       0.0        2396       54.6
          129.54171011          1       0.0        2397       54.6
          130.08591935          1       0.0        2398       54.7
          130.15676294          1       0.0        2399       54.7
           130.1879124          1       0.0        2400       54.7
          130.31956715          1       0.0        2401       54.7
          130.47838787          1       0.0        2402       54.8
          130.61150704          1       0.0        2403       54.8
          130.62521943          2       0.0        2405       54.8

1998 ACCIDENT FORM FREQUENCIES 28

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          130.88817569          1       0.0        2406       54.8
          130.94976108          1       0.0        2407       54.9
          131.12691959          1       0.0        2408       54.9
          131.20697632          1       0.0        2409       54.9
          131.28162757          1       0.0        2410       54.9
          131.30704872          1       0.0        2411       55.0
          131.32110546          1       0.0        2412       55.0
          131.41332669          1       0.0        2413       55.0
           131.6845871          1       0.0        2414       55.0
          132.03425979          1       0.0        2415       55.0
          132.14794841          1       0.0        2416       55.1
          132.32564287          1       0.0        2417       55.1
          132.83420503          1       0.0        2418       55.1
          133.15817525          1       0.0        2419       55.1
           133.2095531          1       0.0        2420       55.2
          133.52204646          3       0.1        2423       55.2
          134.04762312          1       0.0        2424       55.3
          134.39577039          1       0.0        2425       55.3
          134.66225114          1       0.0        2426       55.3
          134.70805188          1       0.0        2427       55.3
          134.74701936          3       0.1        2430       55.4
          135.70152014          1       0.0        2431       55.4
          135.83275464          1       0.0        2432       55.4
          135.83615787         12       0.3        2444       55.7
          135.94157206          1       0.0        2445       55.7
          136.27485325          1       0.0        2446       55.8
          136.29953762          1       0.0        2447       55.8
          136.41376734          1       0.0        2448       55.8
           136.8026184          1       0.0        2449       55.8
          137.04218712          1       0.0        2450       55.8
           137.1048526          1       0.0        2451       55.9
           137.3070636          4       0.1        2455       56.0
           137.3484399          1       0.0        2456       56.0
           137.4592253          1       0.0        2457       56.0
          137.49826963          1       0.0        2458       56.0
          137.86789964          1       0.0        2459       56.1
          137.96740043          1       0.0        2460       56.1
          138.00029071          1       0.0        2461       56.1
          138.08878142          1       0.0        2462       56.1
          138.85119516          1       0.0        2463       56.1
          138.93228899          1       0.0        2464       56.2
          138.94139712          1       0.0        2465       56.2
          139.09589212          1       0.0        2466       56.2
          139.28360588          1       0.0        2467       56.2
          139.30716597          1       0.0        2468       56.3
          139.38577862          1       0.0        2469       56.3
          139.38756941          1       0.0        2470       56.3
          140.10950422          1       0.0        2471       56.3
          140.65208576          1       0.0        2472       56.3
          140.91147114          1       0.0        2473       56.4
          141.03531354          1       0.0        2474       56.4
          141.08083824          2       0.0        2476       56.4
          141.08377981          1       0.0        2477       56.5

1998 ACCIDENT FORM FREQUENCIES 29

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          141.49636494          2       0.0        2479       56.5
           141.5583488          1       0.0        2480       56.5
          141.68975917          1       0.0        2481       56.6
          142.17517857          2       0.0        2483       56.6
           142.2916511          5       0.1        2488       56.7
          142.41381647          1       0.0        2489       56.7
          142.45956818          1       0.0        2490       56.8
          142.62771232          1       0.0        2491       56.8
          142.62796577          1       0.0        2492       56.8
          142.79397036          1       0.0        2493       56.8
          142.84530362          1       0.0        2494       56.8
          143.00444787          1       0.0        2495       56.9
          143.32182968          1       0.0        2496       56.9
          143.53354015          1       0.0        2497       56.9
          143.64008922          1       0.0        2498       56.9
           143.8577705          1       0.0        2499       57.0
          143.98638939          1       0.0        2500       57.0
          144.06030224          1       0.0        2501       57.0
          144.51568444          1       0.0        2502       57.0
          145.20139454          1       0.0        2503       57.1
          145.71319625          1       0.0        2504       57.1
          145.75443516          1       0.0        2505       57.1
          145.79747612          2       0.0        2507       57.1
          145.91064427          2       0.0        2509       57.2
          146.31112847          1       0.0        2510       57.2
           147.1558377          1       0.0        2511       57.2
           147.7492044          2       0.0        2513       57.3
          147.82992182          1       0.0        2514       57.3
          147.87591903          1       0.0        2515       57.3
          148.00323529          1       0.0        2516       57.4
          148.12213339          1       0.0        2517       57.4
          148.22806729          1       0.0        2518       57.4
          148.29162869          1       0.0        2519       57.4
          148.49748354          2       0.0        2521       57.5
          149.54584766          1       0.0        2522       57.5
          149.76061478          1       0.0        2523       57.5
          149.90418187          1       0.0        2524       57.5
           150.2901285          1       0.0        2525       57.6
           150.3587174          1       0.0        2526       57.6
          150.48798601          1       0.0        2527       57.6
          150.73410375          1       0.0        2528       57.6
           150.9424048          1       0.0        2529       57.6
          150.95090866          1       0.0        2530       57.7
          151.07400247          1       0.0        2531       57.7
          151.28804074          1       0.0        2532       57.7
          151.77396444          1       0.0        2533       57.7
          152.04133829          1       0.0        2534       57.8
          152.10690816          1       0.0        2535       57.8
          152.70625663          1       0.0        2536       57.8
           153.0420712          1       0.0        2537       57.8
          153.35063427          1       0.0        2538       57.9
          153.55859791          1       0.0        2539       57.9
          153.68175591          1       0.0        2540       57.9

1998 ACCIDENT FORM FREQUENCIES 30

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          153.73165695          1       0.0        2541       57.9
          153.76546788          1       0.0        2542       57.9
            154.358902          1       0.0        2543       58.0
          154.39655478          1       0.0        2544       58.0
          155.43190638          1       0.0        2545       58.0
          155.49856937          1       0.0        2546       58.0
          156.18404517          1       0.0        2547       58.1
          157.11715594          1       0.0        2548       58.1
          157.52031018          1       0.0        2549       58.1
          157.56994313          2       0.0        2551       58.1
          157.65017454          2       0.0        2553       58.2
          158.28574549          2       0.0        2555       58.2
          158.41316393          2       0.0        2557       58.3
           158.5278579          1       0.0        2558       58.3
          158.68125515          1       0.0        2559       58.3
          158.68534796          2       0.0        2561       58.4
          158.90359901          1       0.0        2562       58.4
          159.35122845          1       0.0        2563       58.4
           159.4277285          1       0.0        2564       58.4
          159.55669137          1       0.0        2565       58.5
          159.56057362          1       0.0        2566       58.5
          160.13341274          1       0.0        2567       58.5
          160.34837151          1       0.0        2568       58.5
           160.4087423          1       0.0        2569       58.6
          160.78702969          2       0.0        2571       58.6
          161.03671324          1       0.0        2572       58.6
          161.08806115          1       0.0        2573       58.7
          161.21481638          1       0.0        2574       58.7
          161.24416805          1       0.0        2575       58.7
          162.58722595          1       0.0        2576       58.7
           163.0906534          1       0.0        2577       58.7
          163.32816845          1       0.0        2578       58.8
          163.42694517          1       0.0        2579       58.8
          163.43513259          1       0.0        2580       58.8
          163.43702877          1       0.0        2581       58.8
          163.72739913          1       0.0        2582       58.9
          163.82481365          2       0.0        2584       58.9
          164.32026727          1       0.0        2585       58.9
          164.93036203          1       0.0        2586       58.9
          165.26221387          1       0.0        2587       59.0
          165.37134194          1       0.0        2588       59.0
          165.65330058          3       0.1        2591       59.1
          166.03018467          2       0.0        2593       59.1
          166.15288869          1       0.0        2594       59.1
          166.19430088          1       0.0        2595       59.2
          166.34813989          1       0.0        2596       59.2
          166.90810246          1       0.0        2597       59.2
          167.03868387          1       0.0        2598       59.2
          167.04350184          1       0.0        2599       59.2
          167.79960803          1       0.0        2600       59.3
          167.81904422          1       0.0        2601       59.3
           167.9777332          1       0.0        2602       59.3
          168.09772916          1       0.0        2603       59.3

1998 ACCIDENT FORM FREQUENCIES 31

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          168.27241843          1       0.0        2604       59.4
          168.56845315          1       0.0        2605       59.4
          168.71422524          1       0.0        2606       59.4
          168.82412912          1       0.0        2607       59.4
          168.83812852          2       0.0        2609       59.5
          168.98138027          1       0.0        2610       59.5
          169.21239909          1       0.0        2611       59.5
          170.09968565          1       0.0        2612       59.5
           171.2449496          1       0.0        2613       59.6
          171.42995977          1       0.0        2614       59.6
          171.55172753          1       0.0        2615       59.6
          171.73009308          1       0.0        2616       59.6
          171.82730151          1       0.0        2617       59.7
          172.59991443          1       0.0        2618       59.7
          172.78445515          1       0.0        2619       59.7
          173.34938074          1       0.0        2620       59.7
          173.97118383          2       0.0        2622       59.8
          174.02254738          1       0.0        2623       59.8
           174.2331731          1       0.0        2624       59.8
          174.38971625          2       0.0        2626       59.9
          174.90924536          1       0.0        2627       59.9
          175.06174952          1       0.0        2628       59.9
          175.41850363          1       0.0        2629       59.9
          175.54762238          1       0.0        2630       59.9
           175.5541932          1       0.0        2631       60.0
          175.56010905          1       0.0        2632       60.0
          175.87305054          4       0.1        2636       60.1
          176.08985485          2       0.0        2638       60.1
           176.3042251          1       0.0        2639       60.2
          176.58700524          2       0.0        2641       60.2
          177.22142597          1       0.0        2642       60.2
          177.65525692          1       0.0        2643       60.2
          177.71674948          1       0.0        2644       60.3
          177.94224482          1       0.0        2645       60.3
          178.18369328          1       0.0        2646       60.3
          178.85060228          1       0.0        2647       60.3
          178.90124921          2       0.0        2649       60.4
          179.72358989          1       0.0        2650       60.4
          179.95352434          1       0.0        2651       60.4
          180.16778972          1       0.0        2652       60.5
          180.38492005          1       0.0        2653       60.5
          180.85301257          1       0.0        2654       60.5
          180.95649547          2       0.0        2656       60.5
          181.53624497          1       0.0        2657       60.6
          181.60625147          1       0.0        2658       60.6
          181.69644845          2       0.0        2660       60.6
          181.91216382          1       0.0        2661       60.7
          182.22422132          1       0.0        2662       60.7
          183.36596892          1       0.0        2663       60.7
          183.74593549          1       0.0        2664       60.7
          183.91195905          2       0.0        2666       60.8
          184.73502979          2       0.0        2668       60.8
          185.83661701          1       0.0        2669       60.8

1998 ACCIDENT FORM FREQUENCIES 32

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
           186.9015528          1       0.0        2670       60.9
          186.94182699          2       0.0        2672       60.9
           187.1739018          1       0.0        2673       60.9
          187.61262311          1       0.0        2674       61.0
          187.88887853          1       0.0        2675       61.0
          188.80553573          1       0.0        2676       61.0
          188.90094632          1       0.0        2677       61.0
          189.21237707          1       0.0        2678       61.0
          189.29860475          1       0.0        2679       61.1
          189.42668645          1       0.0        2680       61.1
          190.13229201          1       0.0        2681       61.1
          190.33678991          1       0.0        2682       61.1
          191.06369404          1       0.0        2683       61.2
          191.14597105          1       0.0        2684       61.2
          191.36214636          1       0.0        2685       61.2
          191.79400747          2       0.0        2687       61.2
          192.18099616          1       0.0        2688       61.3
          192.18239067          1       0.0        2689       61.3
          193.76441383          1       0.0        2690       61.3
          194.14045106          1       0.0        2691       61.3
           194.5325451          1       0.0        2692       61.4
          194.59653364          1       0.0        2693       61.4
          194.65304164          1       0.0        2694       61.4
          195.84151292          1       0.0        2695       61.4
          196.46381194          1       0.0        2696       61.5
          197.57561335          1       0.0        2697       61.5
          197.85349213          1       0.0        2698       61.5
          200.21878209          1       0.0        2699       61.5
          200.63622749          1       0.0        2700       61.5
          200.89555614          2       0.0        2702       61.6
          201.70224879          1       0.0        2703       61.6
          201.79222341          1       0.0        2704       61.6
          201.80751563          1       0.0        2705       61.7
          203.45358626          1       0.0        2706       61.7
          205.33178651          2       0.0        2708       61.7
          206.07998958          1       0.0        2709       61.8
          206.31816391          2       0.0        2711       61.8
          206.56408876          1       0.0        2712       61.8
          206.86359435          2       0.0        2714       61.9
          208.39142208          1       0.0        2715       61.9
          209.10892386          1       0.0        2716       61.9
          209.29497919          1       0.0        2717       61.9
          209.47036646          1       0.0        2718       62.0
          209.75746574          1       0.0        2719       62.0
          210.20023272          2       0.0        2721       62.0
          210.93666083          1       0.0        2722       62.0
          211.44997999          2       0.0        2724       62.1
          211.62055858          1       0.0        2725       62.1
          211.73224285          1       0.0        2726       62.1
          212.23620535          1       0.0        2727       62.2
          212.45880261          1       0.0        2728       62.2
          213.30243372          2       0.0        2730       62.2
          213.68935228          2       0.0        2732       62.3

1998 ACCIDENT FORM FREQUENCIES 33

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
           214.1204397          1       0.0        2733       62.3
          214.93413354          1       0.0        2734       62.3
           214.9771322          1       0.0        2735       62.3
           214.9871027          1       0.0        2736       62.4
          216.82717211          1       0.0        2737       62.4
           217.3378526          1       0.0        2738       62.4
          217.75799916          1       0.0        2739       62.4
          218.08258267          2       0.0        2741       62.5
          218.16197861          1       0.0        2742       62.5
          218.49082326          1       0.0        2743       62.5
          219.03315106          2       0.0        2745       62.6
          220.59890894          1       0.0        2746       62.6
          220.62568874          1       0.0        2747       62.6
          220.93471088          1       0.0        2748       62.6
          221.03363538          1       0.0        2749       62.7
          221.24700719          1       0.0        2750       62.7
          222.77129891          2       0.0        2752       62.7
          222.79120504          1       0.0        2753       62.8
          222.84505139          1       0.0        2754       62.8
          223.01382933          1       0.0        2755       62.8
          223.38711975          1       0.0        2756       62.8
          223.83967994          1       0.0        2757       62.8
          225.24471186          1       0.0        2758       62.9
          226.73431094          1       0.0        2759       62.9
          227.00432259          1       0.0        2760       62.9
          228.31521725          1       0.0        2761       62.9
            228.397227          1       0.0        2762       63.0
           228.6349657          2       0.0        2764       63.0
          228.74185479          1       0.0        2765       63.0
          229.11849258          1       0.0        2766       63.0
          229.47989384          1       0.0        2767       63.1
          229.51819319          1       0.0        2768       63.1
           229.5274208          3       0.1        2771       63.2
          229.85257389          1       0.0        2772       63.2
          230.15702453          1       0.0        2773       63.2
          230.25914577          1       0.0        2774       63.2
          230.57299672          1       0.0        2775       63.3
          230.92524624          2       0.0        2777       63.3
          231.13250766          2       0.0        2779       63.3
          231.44198485          1       0.0        2780       63.4
           231.5769955          1       0.0        2781       63.4
          232.15242671          2       0.0        2783       63.4
          232.52600968          1       0.0        2784       63.5
          232.75389116          1       0.0        2785       63.5
          233.41289569          1       0.0        2786       63.5
          233.80519713          1       0.0        2787       63.5
          234.42210938          1       0.0        2788       63.6
          234.55569494          1       0.0        2789       63.6
           235.5610858          1       0.0        2790       63.6
          236.35641184          1       0.0        2791       63.6
          237.12489161          2       0.0        2793       63.7
          237.42861823          2       0.0        2795       63.7
          237.43081122          1       0.0        2796       63.7

1998 ACCIDENT FORM FREQUENCIES 34

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          237.94794996          1       0.0        2797       63.8
          238.05735132          1       0.0        2798       63.8
          239.02620223          1       0.0        2799       63.8
          239.48474049          1       0.0        2800       63.8
          239.57932005          1       0.0        2801       63.8
          240.89348028          1       0.0        2802       63.9
          241.02554908          1       0.0        2803       63.9
           241.0949799          1       0.0        2804       63.9
          242.38141163          1       0.0        2805       63.9
          242.39282124          1       0.0        2806       64.0
           243.2770259          1       0.0        2807       64.0
          244.69436694          1       0.0        2808       64.0
          245.05903812          1       0.0        2809       64.0
           245.4087717          1       0.0        2810       64.1
          245.81983034          1       0.0        2811       64.1
          245.86609486          2       0.0        2813       64.1
          246.22227076          1       0.0        2814       64.1
          247.98100126          1       0.0        2815       64.2
          248.03082004          1       0.0        2816       64.2
          248.07073922          1       0.0        2817       64.2
          249.01119823          2       0.0        2819       64.3
          249.43339681          1       0.0        2820       64.3
           249.5555881          1       0.0        2821       64.3
          250.04989353          1       0.0        2822       64.3
          250.05035773          1       0.0        2823       64.3
          250.16443475          1       0.0        2824       64.4
          250.48354751          1       0.0        2825       64.4
          251.32241101          1       0.0        2826       64.4
          251.62788114          1       0.0        2827       64.4
          251.65435181          2       0.0        2829       64.5
          251.69112344          1       0.0        2830       64.5
          252.62986587          1       0.0        2831       64.5
          253.39815209          1       0.0        2832       64.6
          253.87846592          1       0.0        2833       64.6
          254.72497951          1       0.0        2834       64.6
          255.58474082          1       0.0        2835       64.6
          256.75723263          1       0.0        2836       64.6
           257.0949423          1       0.0        2837       64.7
          257.24430969          1       0.0        2838       64.7
          257.26473331          1       0.0        2839       64.7
           257.9784445          1       0.0        2840       64.7
          258.46070427          1       0.0        2841       64.8
          258.69918239          1       0.0        2842       64.8
          259.58317602          1       0.0        2843       64.8
          259.99899305          1       0.0        2844       64.8
           260.1058135          1       0.0        2845       64.9
          260.15247806          1       0.0        2846       64.9
          260.23340713          1       0.0        2847       64.9
           260.2921148          1       0.0        2848       64.9
          260.59403255          1       0.0        2849       64.9
          260.64828857          2       0.0        2851       65.0
          261.23027363          1       0.0        2852       65.0
          261.59534233          1       0.0        2853       65.0

1998 ACCIDENT FORM FREQUENCIES 35

                            RATIO INFLATION FACTOR

                                              Cumulative  Cumulative
                RATWGT   Frequency   Percent   Frequency    Percent
          ----------------------------------------------------------
          261.83109787          1       0.0        2854       65.1
           262.3031829          2       0.0        2856       65.1
          262.46471664          1       0.0        2857       65.1
          264.54575185          1       0.0        2858       65.1
          264.85705539          1       0.0        2859       65.2
          265.83244208          1       0.0        2860       65.2
           266.0720384          1       0.0        2861       65.2
          266.23886943          1       0.0        2862       65.2
          268.02442409          1       0.0        2863       65.3
           268.0552415          1       0.0